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radin2son

Insurance

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When we purchased our NV Sportsmobile (SMB) camper van last September, our insurance agent didn't know what a NV or SMB was. Even though we faxed all the info and emailed the SMB info, we have been traveling in an underinsured van. Basically, he added our van to our car policy and insured the conversion for $10,000, the maximum. This was $30,000 short.

 

Today, we corrected this and moved our SMB to a Class B motor home policy. Not all companies will insure camper vans, particularly if they are 4x4 and will be driven off road. This may impact "build your own" NV campers if your camper van adds up to more than $10,000. Don't use the word conversion; rather, say it is a "Class B motor home."

 

I don't think this will impact any other NVs.

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Good to know.

The worst thing that can happen to you is to have a claim of some sort after you have been paying for several years & the insurance company says it's not covered or you didn't have enough coverage.

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